Bill Aibel's Blog
137 Summer St, Somerville, MA 02143
Applying for a mortgage may seem like a long, stressful process at first. Fortunately, we're here to help you take the guesswork out of submitting a mortgage application.
Now, let's take a look at three tips to help you streamline the mortgage application process.
1. Ask Questions
A bank or credit union likely will ask you to provide a wide range of information as part of the mortgage application cycle. And as you complete a mortgage application, you may have questions along the way too.
Remember, a lender is happy to help you in any way possible. If you ever have concerns or questions as you complete a mortgage application, you should reach out to a lender for expert support. That way, you can reduce the risk of potential problems down the line that otherwise could slow down the mortgage application process.
Even a single mistake on a mortgage application may prevent you from getting a mortgage. Perhaps even worse, a delayed mortgage application may force you to miss out on an opportunity to acquire your dream house. But if you reach out to a lender as you complete your mortgage application, you can gain the insights you need to quickly and effortlessly finalize the necessary documentation to obtain a mortgage.
2. Be Thorough
A mortgage application may require you to look back at your financial and employment histories and provide information that a lender will use to determine whether to approve or deny your submission. Meanwhile, you should be ready to provide a lender with any requested information to ensure a seamless application process.
As a homebuyer, it is your responsibility to include accurate information on your mortgage application. In fact, failure to do so may cause a lender to reject your mortgage application. If you allocate the necessary time and resources to dot every I and cross every T on your mortgage application, you can boost the likelihood of a fast approval.
3. Shop Around
For homebuyers, it is crucial to check out all of the mortgage options that are available. If you meet with a variety of banks and credit unions, you can review myriad mortgage options and select a mortgage that complements your finances.
Banks and credit unions generally provide a broad array of fixed- and adjustable-rate mortgages. If you learn about all of the mortgage options at your disposal, you can find one that enables you to purchase your dream house without breaking your budget.
Of course, once you are approved for a mortgage and are ready to launch your house search, you may want to hire a real estate agent as well. A real estate agent will offer plenty of guidance at each stage of the homebuying journey. In addition, a real estate agent can make it easy for you to find a top-notch residence at a budget-friendly price in any housing market, at any time.
Start the mortgage application process today, and you can move one step closer to acquiring your dream residence.
When a style is hot, it's hot. You'll start seeing a particular medium, color or pattern everywhere. But once that hype fizzles, you're often faced with a countertop that seems dated and even loud. Unfortunately, replacing a counter isn't as affordable as getting a new hairstyle.
You're stuck with it for a decade or more. That is unless you use these DIY countertop alternatives to revitalize any surface and bring it into the 2020s without a 2020 new countertop price tag. Here are some easy ways to do it.
You can easily tile over laminate countertops to create a beautiful modern appeal. You only need a handful of tools:
First, clean your counters vigorously. Then plan your pattern. Lay the tiles out dry to ensure you have enough. Redos aren't easy, so don't skip this step. Take a picture if needed so you can replicate the pattern.
Work in small sections so the mortar doesn't dry while you're working. With your trowel, slather the mortar onto the surface. Then begin laying tiles, placing spacers between them to keep them aligned. Press the tile down firmly with a slight twist to help it find its place in the mortar.
Once you've laid all tiles, let them cure for 24 hours. Then add grout and let sit for another 24. After that, sponge off the tops of your tiles.
If your grout or mortar comes with different drying times, use those instead of the ones listed. And if you ever feel that a project is more than you can handle, call a professional.
Countertop Cover System
There are several DIY countertop refinishing products on the market. Explore your options before choosing one. Generally, you'll sand your countertop and then "paint" a durable coating onto the counters. This coating may look like faux granite, charcoal, a quartz-flecked surface or even glass.
Whether you're redoing the counters in the bathroom or kitchen, a cover system updates your look and may make your surface more durable too.All you usually need for this project is what comes in these kits. Follow the instructions on the box to get the best results.
Rejuvenate Laminate Countertops
Maybe you love your countertops and want to keep them. But over time, they've developed chips, burns, scratches or gouges. Laminate repair paste can fix these things, making older countertops look new.
Wash the surface. Apply the paste. Then smooth it evenly across the surface, working your way out so you don't end up with apparent lines between paste and original countertop. Let it dry. Then buff and polish until it shines.
For more tips and tricks to revitalize your home on a budget, follow our blog.
54 Dane, Somerville, MA 02143